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	<title> &#187; Foreclosures Tips</title>
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	<link>http://www.sellmyhomevirginia.com</link>
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		<item>
		<title>Choosing The Right Credit Repair Company</title>
		<link>http://www.sellmyhomevirginia.com/368/choosing-the-right-credit-repair-company/</link>
		<comments>http://www.sellmyhomevirginia.com/368/choosing-the-right-credit-repair-company/#comments</comments>
		<pubDate>Sat, 15 May 2010 01:08:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>
		<category><![CDATA[better business bureau]]></category>
		<category><![CDATA[consumer credit protection act]]></category>
		<category><![CDATA[credit repair companies]]></category>
		<category><![CDATA[credit repair company]]></category>
		<category><![CDATA[credit repair organizations]]></category>
		<category><![CDATA[title IV of the consumer credit protection act]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=368</guid>
		<description><![CDATA[Credit repair may seem impossible if you are buried in debt. But it is possible. Credit repair is not magic. It’s not an overnight process. It takes time. It requires efforts on your part. Credit repair is legal and permitted by law. Credit repair does not mean that your credit will be restored to perfect [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Have Problems Paying Your Mortgage? Call Your Lender To Help You Out</title>
		<link>http://www.sellmyhomevirginia.com/322/have-problems-paying-your-mortgage-call-your-lender-to-help-you-out/</link>
		<comments>http://www.sellmyhomevirginia.com/322/have-problems-paying-your-mortgage-call-your-lender-to-help-you-out/#comments</comments>
		<pubDate>Sat, 24 Apr 2010 19:15:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>
		<category><![CDATA[Bankruptcies]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Best Interest]]></category>
		<category><![CDATA[Better Chance]]></category>
		<category><![CDATA[Debt Counseling]]></category>
		<category><![CDATA[Deed In Lieu]]></category>
		<category><![CDATA[Deed In Lieu Of Foreclosure]]></category>
		<category><![CDATA[Extra Mile]]></category>
		<category><![CDATA[Forbearance]]></category>
		<category><![CDATA[Foreclosure Problems]]></category>
		<category><![CDATA[Grace Period]]></category>
		<category><![CDATA[Last Resort]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>
		<category><![CDATA[Necessary Steps]]></category>
		<category><![CDATA[Phone Call]]></category>
		<category><![CDATA[Salvage]]></category>
		<category><![CDATA[Six Ways]]></category>
		<category><![CDATA[Stop Procrastinating]]></category>
		<category><![CDATA[Three Months]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=322</guid>
		<description><![CDATA[With so many American homes going into foreclosure, it should be of no surprise that lenders are willing to go the extra mile to help you keep your home. However, you must act right away. The sooner you act, the better chance you have of keeping your home from going into foreclosure.  Problems – Start [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Discover Why Short Sales Are Becoming Popular Choice To Stop Foreclosure</title>
		<link>http://www.sellmyhomevirginia.com/313/discover-why-short-sales-are-becoming-popular-choice-to-stop-foreclosure/</link>
		<comments>http://www.sellmyhomevirginia.com/313/discover-why-short-sales-are-becoming-popular-choice-to-stop-foreclosure/#comments</comments>
		<pubDate>Sat, 17 Apr 2010 01:29:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>
		<category><![CDATA[Facing Foreclosure]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Hampton Roads]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Richmond]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Stop Foreclosure]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[Virginia]]></category>
		<category><![CDATA[Williamsburg]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=313</guid>
		<description><![CDATA[Homeowners who are facing foreclosure will use the short sale method to stop it from occurring and ruining their credit entirely. This especially true of homeowners where interest rates on their loans skyrocket, either doubling and/or tripling their house payment with them unable to afford the home any longer. Real estate investors also like short [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What You Need To Know About Credit Repair After foreclosure</title>
		<link>http://www.sellmyhomevirginia.com/304/what-you-need-to-know-about-credit-repair-after-foreclosure/</link>
		<comments>http://www.sellmyhomevirginia.com/304/what-you-need-to-know-about-credit-repair-after-foreclosure/#comments</comments>
		<pubDate>Mon, 05 Apr 2010 18:54:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=304</guid>
		<description><![CDATA[Foreclosure is very serious. It hurts your credit score and makes it harder to buy a house or rent in the future. Your credit will get affected if you go through foreclosure or give your lender a deed in lieu of foreclosure or if you go in for a short sale. A foreclosure or deed [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Foreclosure MIGHT be the better option for you.</title>
		<link>http://www.sellmyhomevirginia.com/228/foreclosure-might-be-the-better-option-for-you/</link>
		<comments>http://www.sellmyhomevirginia.com/228/foreclosure-might-be-the-better-option-for-you/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 00:46:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>
		<category><![CDATA[Facing Foreclosure]]></category>
		<category><![CDATA[Foreclosure in Virginia]]></category>
		<category><![CDATA[Hampton Roads]]></category>
		<category><![CDATA[Stop Foreclosure in Virginia]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=228</guid>
		<description><![CDATA[For most homeowners, bankruptcy is often the last resort to prevent foreclosure. If you are facing foreclosure, consider the other options before thinking of bankruptcy. Filing for bankruptcy can have a disastrous affect on your credit. In fact foreclosure might be the lesser of the two evils. When you file for bankruptcy, you loose all [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Act Now To Stop Foreclosure And Save Your Home</title>
		<link>http://www.sellmyhomevirginia.com/199/act-now-to-stop-foreclosure-and-save-your-home/</link>
		<comments>http://www.sellmyhomevirginia.com/199/act-now-to-stop-foreclosure-and-save-your-home/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 04:47:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>
		<category><![CDATA[Act]]></category>
		<category><![CDATA[Biggest Mistake]]></category>
		<category><![CDATA[Contact]]></category>
		<category><![CDATA[Devastation]]></category>
		<category><![CDATA[Face]]></category>
		<category><![CDATA[Forbearance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Hampton]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Loan Payments]]></category>
		<category><![CDATA[Loan Servicer]]></category>
		<category><![CDATA[Lump Sum Payment]]></category>
		<category><![CDATA[Monthly Statements]]></category>
		<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[Mortgage Payment]]></category>
		<category><![CDATA[Mortgage Payments]]></category>
		<category><![CDATA[Newport News]]></category>
		<category><![CDATA[Newport News Va]]></category>
		<category><![CDATA[Options]]></category>
		<category><![CDATA[Payment Delays]]></category>
		<category><![CDATA[Repayment Plans]]></category>
		<category><![CDATA[Time Passes]]></category>
		<category><![CDATA[Virginia]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=199</guid>
		<description><![CDATA[The biggest mistake you can commit when you fall behind on your mortgage payments is to wait too long to tell your lender what is going on. It’s never too late to do anything but to prevent foreclosure, it is better to be proactive than reactive. Acting fast is very important. It is extremely important [...]]]></description>
		<wfw:commentRss>http://www.sellmyhomevirginia.com/199/act-now-to-stop-foreclosure-and-save-your-home/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>US Unemployment Over 10% as Housing Tax Credit Passes Congress</title>
		<link>http://www.sellmyhomevirginia.com/192/us-unemployment-over-10-as-housing-tax-credit-passes-congress/</link>
		<comments>http://www.sellmyhomevirginia.com/192/us-unemployment-over-10-as-housing-tax-credit-passes-congress/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 00:55:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>
		<category><![CDATA[Sell My Houses Tips]]></category>
		<category><![CDATA[3 Years]]></category>
		<category><![CDATA[8 Years]]></category>
		<category><![CDATA[Awaited Report]]></category>
		<category><![CDATA[Binding Contract]]></category>
		<category><![CDATA[Caption]]></category>
		<category><![CDATA[Chris Mclaughlin]]></category>
		<category><![CDATA[Consecutively]]></category>
		<category><![CDATA[Credit Purchases]]></category>
		<category><![CDATA[Economists]]></category>
		<category><![CDATA[Effective Date]]></category>
		<category><![CDATA[Enactment]]></category>
		<category><![CDATA[Hampton Roads]]></category>
		<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[House Of Representatives]]></category>
		<category><![CDATA[Job Losses]]></category>
		<category><![CDATA[Labor Department]]></category>
		<category><![CDATA[Principal Residence]]></category>
		<category><![CDATA[Purchaser]]></category>
		<category><![CDATA[Tax Return]]></category>
		<category><![CDATA[Unemployment Tax]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=192</guid>
		<description><![CDATA[By Chris McLaughlin Tax credit It&#8217;s here!  The U.S. House of Representatives has just voted (403-12) to extend and expand the homebuyer tax credit, and it’s on its way to the President for his signature&#8230;he&#8217;s expected to sign it today.  Not only does it extend the tax credit, but it expands it.  The items carried [...]]]></description>
		<wfw:commentRss>http://www.sellmyhomevirginia.com/192/us-unemployment-over-10-as-housing-tax-credit-passes-congress/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Cards And Their Contribution To The Present Financial Crisis</title>
		<link>http://www.sellmyhomevirginia.com/182/credit-cards-and-their-contribution-to-the-present-financial-crisis/</link>
		<comments>http://www.sellmyhomevirginia.com/182/credit-cards-and-their-contribution-to-the-present-financial-crisis/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 00:17:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>
		<category><![CDATA[19th Century]]></category>
		<category><![CDATA[Amp]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Cash Purchases]]></category>
		<category><![CDATA[Consumer Credit]]></category>
		<category><![CDATA[Credit Card Purchases]]></category>
		<category><![CDATA[Disaster]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Ruin]]></category>
		<category><![CDATA[First Taste]]></category>
		<category><![CDATA[Groceries]]></category>
		<category><![CDATA[Hampton Roads]]></category>
		<category><![CDATA[Initial Credit]]></category>
		<category><![CDATA[Mail Flyers]]></category>
		<category><![CDATA[Mid 1960s]]></category>
		<category><![CDATA[Preferred Method Of Payment]]></category>
		<category><![CDATA[Renting A Car]]></category>
		<category><![CDATA[Retail Cards]]></category>
		<category><![CDATA[Sears Roebuck]]></category>
		<category><![CDATA[Using Credit Cards]]></category>
		<category><![CDATA[Working Man]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=182</guid>
		<description><![CDATA[American preferred to pay for their purchases with cash. It was the preferred method of payment for most Americans. Then in 1995 things changed forever. It was in 1995 that for the first time since its introduction, Americans purchased more with credit cards than with cash. The history of consumer credit can be traced back [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Seek Help To Prevent Foreclosure</title>
		<link>http://www.sellmyhomevirginia.com/175/seek-help-to-prevent-foreclosure/</link>
		<comments>http://www.sellmyhomevirginia.com/175/seek-help-to-prevent-foreclosure/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 20:56:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>
		<category><![CDATA[2000s]]></category>
		<category><![CDATA[Adjustable Rate Loans]]></category>
		<category><![CDATA[Boom]]></category>
		<category><![CDATA[Devastation]]></category>
		<category><![CDATA[Foreclosure Help]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Hampton Roads]]></category>
		<category><![CDATA[Melt Down]]></category>
		<category><![CDATA[Mortgage Lending]]></category>
		<category><![CDATA[Mortgage Payments]]></category>
		<category><![CDATA[Option One]]></category>
		<category><![CDATA[Plight]]></category>
		<category><![CDATA[Poor Credit]]></category>
		<category><![CDATA[Rash]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Restructuring]]></category>
		<category><![CDATA[Selling Your Home]]></category>
		<category><![CDATA[Warning Signs]]></category>
		<category><![CDATA[Worst Nightmare]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=175</guid>
		<description><![CDATA[The boom that many housing markets experienced in the early 2000s is now over. The sub-prime melt down has resulted in many homeowners facing their worst nightmare &#8211; foreclosure. Over the past few years, foreclosure activity has skyrocketed in many cities. The rash and ingloriously under-regulated mortgage lending has resulted in a foreclosure crisis. Adjustable [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The harsh truth of uncontrolled credit spending</title>
		<link>http://www.sellmyhomevirginia.com/169/the-harsh-truth-of-uncontrolled-credit-spending/</link>
		<comments>http://www.sellmyhomevirginia.com/169/the-harsh-truth-of-uncontrolled-credit-spending/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 05:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures Tips]]></category>
		<category><![CDATA[1980s]]></category>
		<category><![CDATA[Credit Card Bills]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Dischargeable Debts]]></category>
		<category><![CDATA[Double Digits]]></category>
		<category><![CDATA[Easy Access]]></category>
		<category><![CDATA[Equity Lenders]]></category>
		<category><![CDATA[Equity Line Of Credit]]></category>
		<category><![CDATA[Existing Mortgage]]></category>
		<category><![CDATA[Filing For Bankruptcy]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Harsh Truth]]></category>
		<category><![CDATA[Home Equity Line]]></category>
		<category><![CDATA[Home Equity Line Of Credit]]></category>
		<category><![CDATA[Mortgage Debt]]></category>
		<category><![CDATA[Newport News Virginia]]></category>
		<category><![CDATA[Rapid Rise]]></category>
		<category><![CDATA[Revolving Credit]]></category>
		<category><![CDATA[Second Mortgage]]></category>
		<category><![CDATA[Second Mortgages]]></category>

		<guid isPermaLink="false">http://www.sellmyhomevirginia.com/?p=169</guid>
		<description><![CDATA[Mortgage debt in the United States has increased over the years. Second mortgages accounted for less than 4% of the total mortgage debt at the beginning of the 1980s. It increased to 12% during the 1990s. From the 1090s till this year, it has increased by double digits and it continues to grow rapidly. The [...]]]></description>
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		<slash:comments>3</slash:comments>
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